The digital solution for facilitating financing

cosmofunding is an execution-only platform that automates processes for private placements, loans, and publicly traded bonds. We shorten time-to-market, and generate advantages for investors and issuers.

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Our expertise for your investment

Open, accessible, efficient: The experienced, specialized team at cosmofunding provides you with all of the advantages of a digital platform, within the reliable framework of established banking processes.

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Our vision

We provide acces to the financing market, bringing investors and issuers together. By doing so, we make the market more accessible, efficient, and transparent, reducing friction along the way.

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Our mission

At cosmofunding, personal contact is our focus. Innovative, co-created product development generates direct added value; recurring processes are digitalized and automated. Thanks to our financing ecosystem, cosmofunding users find each another quickly, transparently, and efficiently with the help of our experts and technology.

cosmofunding – what is behind it?

cosmofunding was launched in late 2018 by Vontobel as a digital financing platform, and has been delivering product innovations to investors and issuers continuously ever since.
With a rapidly increasing number of users and corresponding growth in annual financing volume, cosmofunding is on course for success in the financing market.

> 500 projects
have already been financed via cosmofunding
> 100 investors
are already registered with cosmofunding
> CHF 13 billion (as of December 2021) total volume
all investments made up to the present

Our experts for you

Benefit from the financial market and platform expertise from Vontobel.

We are here for you:

  • direct accessibility

  • qualified financial market specialists

  • extensive expertise from Vontobel

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Curious?

From financing inquiries to financial investments: We would be glad to teach you how to use the cosmofunding platform in person.


Phone number: +41 58 283 77 44
Available from: 08:00 AM – 6:00 PM

CONTACT

Read enough?

Are you interested in current developments in the financing market, or do you have questions about cosmofunding? You can find more information here.

You can find answers to your questions here:

We have summarized the most frequently asked questions by other investors for you.

 


  • What is cosmofunding?

    cosmofunding is the digital execution only platform for institutional and certain professional customers that opens up and makes the finance and capital market accessible to new investors and entities seeking capital. More participants involved in a market generally increases competition, while digitisation results in better transparency and simplified processes.

  • Who is behind cosmofunding?

    cosmofunding is part of the Swiss bank Vontobel AG, established in 1924, with many years of experience in fixed income, research, and the underwriting business.

  • Why choose cosmofunding?

    cosmofunding provides you with access to the Swiss financing market, and the expertise of Vontobel. Digital, anywhere, and in one location. Issuers benefit from access to a broad range of investors, standardized documentation, and automated banking processes. Investors receive anonymous access to investment opportunities. The FINMA recognized credit rating can provide investors a relevant starting point to assess the credit-worthiness of issuers and support an investment decision. Securitisation (depositable securities) ensures simplified handling and transferability for all parties involved.

  • What is cosmofounding’s role?

    cosmofounding acts as an intermediary between funders and issuers. In securitized transactions, which make up the majority of cases, cosmofounding handles the issuing process (securitisation), transfer, and paying agent function, including associated documentation and contracts.

  • Who bears the credit risk associated with the financing?

    Only the funder (e.g., the investor) bears the credit risk, through acquiring the security or signing a loan. The investor is compensated via the so-called credit spread with a markup on the risk-free interest rate for bearing the risk.

  • Are cosmofunding users subject to a transaction obligation?

    There is no obligation for issuers to carry out transactions that are advertized through the platform. Investors, for their part, provide binding offers. This means that, once the investor provides a quote, they enter into an obligation to provide the financing or underwrite the security, if their quote is accepted by the issuer. The issuer, therefore, receives a binding offer and can decide to accept or reject the offer before the end of their selected process.

  • Are there any fees associated with using cosmofunding?

    Yes, but only for issuers, and only if the issuer accepts financing. The process surrounding fees is fully transparent, right from the start. No fees are charged to investors.

  • What is fedafin, and what role does fedafin play?

    fedafin is an FINMA recognized rating agency that is independent from the bank Vontobel AG. Investors decide based on the rating and other information whether, and at what conditions (risk premium) they will make an offer. Often, a rating is required for a transaction.

  • Do you need to have an account with Vontobel or cosmofunding?

    No, yo do not need to have an account with Vontobel. cosmofunding is part of Vontobel, but does not directly offer account management in the name of cosmofunding.

  • How can I register, and what is the cost?

    The platform itself can be used free of charge. Make an appointment for a demo using the contact form, or by phone. We would be glad to tell you more about our services and the fee model, show you the platform, and start the onboarding process if you are interested.

  • Who can be an issuer?

    As a financing intermediary (bank, securities dealer, pension fund, fund management company, or SICAF/SICAV, life insurance, KAG investment company, KAG asset manager), official agency (federal government, canton, municipality, public law institution/foundation) or large company, your enterprise will generally qualify as an issuer for cosmofunding. We would be glad to explain further details and the next steps to you in a personal appointment.

  • Who can register as an investor

    As a financing intermediary (bank, securities dealer, pension fund, fund management company, or SICAF/SICAV, life insurance, KAG investment company, KAG asset manager), official agency (federal government, canton, municipality, public law institution/foundation) or large company with professional treasury, your enterprise will generally qualify as an issuer for cosmofunding. We would be happy to explain further details and the next steps to you in a personal appointment

  • Can I be both an issuer and an investor?

    This is certainly possible.