Your direct access to the Swiss financing market

cosmofunding is the digital execution only platform for institutional and certain professional customers that makes the money and capital market accessible to new investors and entities seeking funding. More participants involved in a market generally increases competition, while digitisation results in better transparency and simplified processes.

cosmofunding is part of the Swiss bank Vontobel AG, established in 1924, with many years of experience in fixed income, research, and the issuing business.

Through cosmofunding, investors receive access to the Swiss private financing market, as well as experts from Vontobel. Upon request, you will receive daily notifications regarding current investment opportunities.

To be a cosmofunding customer, you will complete the Vontobel bank onboarding process. However, you do not need an account at Vontobel.

Only the funder (e.g., the investor) bears the credit risk, through acquiring the security or signing a loan. The investor is compensated via the so-called credit spread with a markup on the risk-free interest rate for bearing the risk.

There is no obligation for issuers to carry out transactions that are advertized through the platform. Investors, for their part, provide binding offers. This means that, once the investor provides a quote, they enter into an obligation to provide the financing, if their quote is accepted by the issuer. The issuer, therefore, receives a binding offer and can decide to accept or reject the offer before the end of their selected process.

fedafin is an FINMA recognized rating agency that is independent from the bank Vontobel AG. Investors decide based on the rating and other information whether, and at what conditions (risk premium) they will make an offer. Often, a rating is required for a transaction.

The platform itself can be used free of charge. Make an appointment for a demo using the contact form, or by phone. We would be glad to tell you more about our services and the fee model, show you the platform, and start the onboarding process if you are interested.

As a financing intermediary (bank, securities dealer, pension fund, fund management company, or SICAF/SICAV, life insurance, KAG investment company, KAG asset manager), official agency (federal government, canton, municipality, public law institution/foundation) or large company with professional treasury, your enterprise will generally qualify as an investor for cosmofunding. We would be happy to explain further details and the next steps to you in a personal appointment.

No, in general investors are anonymous on cosmofunding. You will only see financing inquiries from issuers. Issuers will only see the quote parameters, but not the names of investors, with the exception of loans. A loan is a bilateral agreement in which the contractual parties must be disclosed to each other.

For private placements, the absolute minimum investment is CHF 100'000; however in most cases, the denomination is higher, in the range of 1-2 million or listed Bonds the denomination is generally CHF 5'000.

Use the password reset function on the login screen. If you have further questions, please get in touch with your contact person at cosmofunding.