The digital solution for facilitating financing

cosmofunding offers you financing instruments such as private placements and public bonds. These may be unsecured or secured, across any duration and in various currencies (CHF, USD, EUR, GBP).

Watch video

The user-friendly platform really impressed us.


Our expertise for your investment

Open, accessible, efficient: The experienced, specialized team at cosmofunding provides you with all of the advantages of a digital platform, within the reliable framework of established banking processes.

image

Our vision

We provide acces to the financing market, bringing investors and issuers together. By doing so, we make the market more accessible, efficient, and transparent, reducing friction along the way.

image

Our mission

At cosmofunding, personal contact is our focus. The innovative platform creates direct added value; recurring processes are digitalized and automated. Thanks to our financing ecosystem, cosmofunding users find each other quickly, transparently, and efficiently with the help of our experts and technology.

Long-standing expertise of the Vontobel Group

cosmofunding was launched in late 2018 by Vontobel Bank AG as a digital financing platform, and has been delivering product innovations to investors and issuers continuously ever since. With a rapidly increasing number of users and corresponding growth in annual financing volume, cosmofunding is on course for success in the financing market.

> 1000 projects
have already been financed via cosmofunding
> 150 investors
are already registered with cosmofunding
> CHF 34 billion (as of December 2023) total volume
all investments made up to the present
Portrait of Anton Hötzl. Cosmofunding Germany.

Curious?

From financing inquiries to financial investments: We would be glad to teach you how to use the cosmofunding platform in person.


Phone number: +49 69 695 996 3200
Available from: 08:00 AM – 6:00 PM

CONTACT

Read enough?

Are you interested in current developments in the financing market, or do you have questions about cosmofunding? You can find more information here.

You can find answers to your questions here:

We have summarized the most frequently asked questions by other investors for you.

 


  • What is cosmofunding?

    cosmofunding is the digital platform for eligible counterparties and professional clients that opens up and makes the money and capital market accessible to investors and capital seekers. More participants in a market generally leads to increased competition and digitalisation to greater transparency and simplified processes.

  • Who is behind cosmofunding?

    cosmofunding is part of the Swiss Vontobel Group, which has been established since 1924 and has many years of experience in the fixed income sector.

  • Why choose cosmofunding?

    cosmofunding gives you access to financing markets and Vontobel's platform expertise. Digitally, at any time and in one place. Issuers benefit from access to potential investors, standardised documentation and automated processes. Securitisation into a security (eligible for custody) enables simple processing and transferability for all parties involved.

  • What is cosmofounding’s role?

    cosmofunding offers a platform for lenders and issuers. In the case of securitised transactions, which is largely the case, cosmofunding takes care of the issuing process (securitisation), the underwriting and paying agent function, including the associated documentation and contracts.

  • Who bears the credit risk associated with the financing?

    The issuer's default risk is borne exclusively by the lender (i.e. the investor). The investor is generally compensated for bearing this risk via the so-called credit spread, a premium above the risk-free interest rate.

  • Are cosmofunding users subject to a transaction obligation?

    Issuers are under no obligation to execute transactions that are advertised via the platform. Investors, for their part, submit a binding offer. The issuer thus receives a binding offer and can decide to accept or reject the offers until the end of the procedure it has chosen.

  • Are there any fees associated with using cosmofunding?

    Yes, but only for issuers and only if the offer is accepted by the issuer. With regard to fees, there is complete transparency from the outset. There are no fees for investors.

  • Do you need to have an account with Vontobel or cosmofunding?

    No, you do not need a bank account with Vontobel. cosmofunding is part of the Vontobel Group, but does not offer account management directly on behalf of cosmofunding.

  • How can I register, and what is the cost?

    There are no costs for using the platform per se. Arrange a demo appointment using the contact form or by telephone. We will be happy to explain our service, the fee model, show you the platform and start the onboarding process if you are interested.

  • Who can be an issuer?

    As a financial intermediary (bank, securities dealer, pension fund, fund management company or SICAF/SICAV, life insurance company, CISA investment company, CISA asset manager), public authority (Confederation, canton, municipality, public-law institutions/foundations) or large company, your company generally qualifies as an issuer for cosmofunding. We would be happy to clarify the details and further steps with you in a personal meeting.

  • Who can register as an investor

    As a financial intermediary (bank, securities dealer, pension fund, fund management company or SICAF/SICAV, life insurance company, CISA investment company, CISA asset manager), public authority (Confederation, canton, municipality, public-law institutions/foundations) or large company, your company generally qualifies as an issuer for cosmofunding. We would be happy to clarify the details and further steps with you in a personal meeting.